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Extraordinary Gifts for the New Homeowner So, you know someone who has recently purchased a home, and you\'re thinking about getting them a little something for their new place. Why bother with the same old, same old, when you can get something that screams luxury, and has a touch of eccentricity mixed in for good measure. Unique Gift Ideas for the New Homeowner - The Sensible Sort For instance, if your friend\'s a gardener, the Solar Shed Light will come in handy when the eerie cover of dusk creeps in. Solar Shed Lights can provide nearly 3 hours of light per charge, and run on rechargeable batteries that are powered by solar energy. These lights are very affordable, and make a great gift for someone who needs to tinker in their shed after dark, but is too skittish to do so. Tips for Decorating your New Loft Both a loft\'s calling card and its stumbling block in terms of decor is the number of industrial components that are visible throughout the apartment. Concrete or wood floors, cement walls, structural beams, exposed pipes and ductwork are all typically seen in today\'s lofts. These features would make a room seem unfinished and ugly in a traditional detached home, but they\'re seen as quintessential parts of the minimalist design and industrial flavor in a loft property. The \'Walk Away\' Phenomenon Struggling homeowners back them were much quicker to miss payments on their car loans or credit cars, rather than put their mortgages on the line. Now however, the stigma surrounding foreclosure has greatly decreased, and homeowners are weighing the pros and cons of defaulting on their home loan versus getting behind on other types of payments. Homeowners these days are much more likely to put their mortgages on the chopping block before anything else. Home Sale Contingencies If you're a homeowner who is buying your next home, a home sale contingency should be on the list of things to add to the paperwork associated with buying a new home and selling your old one. Not having a home sale contingency can damage your finances and even endanger your home ownership. Home Purchases Via P2P Lending One of the big movers in the P2P world, Prosper Marketplace (prosper.com), opened its virtual doors on February 5, 2006. A little over 2 years later, they are the largest U.S. P2P lending marketplace, featuring loan requests from all over the country. Loans are requested for a wide variety of reasons: from mortgage consolidations to sending little Johnny to college. Decorating & Selling Your Condo If you are planning to sell your condo and are dreading getting it ready for the market - relax! It couldn't be easier than it is now! More than ever before, the vogue in interior decorating is favoring simplicity. Ten Natural Cleaners to Make Your House Shine Most of these cleaners are things you may already have at home and in most cases provide a safe non-toxic alternative to bleach or ammonia based cleaners. Note the precautions mentioned where applicable. Once you begin using these natural products, you'll never need or want to buy those expensive cleaners again. Pigeons and Assorted Pests Once a domesticated bird, roosting on rocky cliffs and protective ledges, the pigeon has evolved, now seeking refuge in today's busy cities. It has become one of the most common bird pests, lofting no longer on desolate stone bluffs, but on city balconies, window ledges and billboards. Geothermal Heat for Your Home: Green, Clean and Lean. According to the Environmental Protection Agency, geothermal systems are the most energy efficient, cost-effective and environmentally clean heating/cooling systems available. A 1,500 square foot home in Colorado that uses a geothermal heat pump, averages energy costs of $1 a day. This includes all heating, cooling and hot water needs! Prospecting for Gold: The Map to a Golden Condo Purchase Condos can be a wonderful lifestyle choice. A wise, well researched condo purchase may be a golden investment, but keep in mind some very important considerations. Take note that the purchase of a condo is very different from the purchase of a single family home.