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Home Sale Contingencies If you're a homeowner who is buying your next home, a home sale contingency should be on the list of things to add to the paperwork associated with buying a new home and selling your old one. Not having a home sale contingency can damage your finances and even endanger your home ownership. Home Purchases Via P2P Lending One of the big movers in the P2P world, Prosper Marketplace (prosper.com), opened its virtual doors on February 5, 2006. A little over 2 years later, they are the largest U.S. P2P lending marketplace, featuring loan requests from all over the country. Loans are requested for a wide variety of reasons: from mortgage consolidations to sending little Johnny to college.