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Can Homeowners Still Get A Loan When They Have Bad Credit? Even when loan options are scarce, homeowners have an advantage when it comes to getting their application approved. Is this still true even if they have a bad credit rating? Comparing Payday Loans To Personal Loans There's no denying that payday loans are an expensive form of credit compared to personal loans. Why might you choose to take one out, if they're so costly? Deciding Whether A Payday Loan Is Right For You Payday loans have both advantages and disadvantages, and it pays to consider them carefully before applying. Find out what you need to know to make the best use out of them. Some Common Loans Jargon Explained The financial services industry is very keen on jargon, and it can sometimes be difficult to be sure of what you're applying for. Here we'll explain some common loans terms and what they mean for your application. Avoiding The Payday Loan Trap Payday loans can be a valuable financial lifeline, but if used unwisely they can be a very difficult trap to escape from. Find out why you should think carefully about alternatives before taking out a loan.